Monday, April 15, 2019

Learn How To Apply for a Car Loan at Keyes Honda

Struggling to figure out how to apply for a car loan? Here at Keyes Honda, we know exactly how difficult the process can seem. The experts at our Honda finance center in Los Angeles, CA, have put together a short guide that helps you learn the dos and don’ts when applying for a loan for a new Honda car.

Step One: Check Your Credit
The first thing to do when applying for a loan is to check your credit score. Your credit score is responsible for determining the rate of your auto loan, so it’s important that your credit is good. If you’re worried your credit score isn’t good enough to buy a new car, someone can always cosign for you.

Step Two: Determining Your Payment Plan
Once you’ve got your credit score you can start to think about how much you can afford to spend on a month-to-month basis. Remember that you don’t want to overestimate how much you can spend on your car, so it’s best to be realistic and stick to your budget. If you want a lower monthly payment, you can see about getting a six-year loan.

Step Three: Getting Pre-Approved
Now you can shop around for the best loan for your needs. Take a look at your regular banking place or local credit unions, other banks, and online. Be sure to get it all done in two weeks, so that your credit score isn’t negatively affected.

Step Four: Find Your New Car
Talk to a representative from our financial center to figure out which new Honda car is best for your financial situation. Test drive the 2019 Honda Civic and more new model releases today at Keyes Honda!


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